Insurance

Things To Know About Private Mortgage Insurance (PMI)

Buying a home is exciting, but you need to look at your financial position and understand how much house you can afford before making your final decision. However, you might have heard about private mortgage insurance if you're interested in getting financial help during the home-buying process. What Exactly Is Private Mortgage Insurance? ... More

Health Insurance Subsidies

The Affordable Care Act (ACA) requires everyone to have health insurance coverage. While some people are covered through federal programs such as Medicare or Medicaid, others get their health insurance coverage through their employers. In addition, some sets of people are required to buy an individual health insurance plan, which can be ... More

What Can Auto Insurance Claims Adjusters Do?

If you’re involved in a crash and want to file a claim with your insurer, then you will be working with an auto insurance claims adjuster. People called claims adjusters different names, including claims analyst, claims handler, claims specialist, or loss adjuster. Therefore, it’s essential to understand what they do if you want to know ... More

Does Insurance Cover A Rental Car?

Getting involved in an accident with a rental car can be frustrating because coverage for rental cars crash is not the same as for personally-owned automobiles. As a result, determining liability and uncovering protection can become quite an issue.  Understanding Rental Car Insurance Protection When renting a car, there is a lot of ... More

Why Businesses Need Errors And Omissions Insurance

Errors and omissions insurance protect business owners against lawsuits due to losses incurred by an employee's mistake, omission, or act. Every business can benefit from this insurance coverage, from healthcare to real estate agents, IT, lawyers, accountants, IT, and architects. What Do Errors And Omissions Insurance Cover? E&O policy ... More

When You Consider Switching Your Auto Insurance Company

Switching insurance companies can be a positive experience. Whether you’re moving to a new state, looking for a better rate, or changing for other reason, here are the most important reasons you should consider switching your car insurance company. Inefficient Services The most common ground for switching auto insurance companies is ... More

What Type Of Auto Insurance Do Rideshare Drivers Need

You need to invest in rideshare auto insurance if you drive for a rideshare company like Uber or Lyft. As a rideshare driver, you need rideshare auto insurance to cover your job and protect yourself where your personal auto insurance plans cannot. In addition, because you use your car to carry out a paid service, you need commercial or ... More

Stacked Insurance Coverage: What It’s

Stacked insurance coverage is linked with the Underinsured Motorist Bodily Injury and the Uninsured Motorist Bodily Injury coverage on your car insurance policy. The Underinsured Motorist Bodily Injury coverage pays for your medical expenses if the at-fault driver has insurance coverage, but the value of your Bodily Injury Liability claim ... More

Workers Compensation: How It Works For Businesses

In the US, every employer must have insurance to cover medical costs and lost wages for injured workers or those who become ill. If you don't have insurance, you could be subject to penalties or fines by the state. Workers' compensation insurance covers your employees and business from work-related illnesses, accidents, and even death. If ... More

What Are The Common Types Of Life Insurance?

There are different types of life insurance policies, and knowing which one is the best for you can be confusing. So here, we'll go through the common types of life insurance policies and explain what each covers so you can decide which coverage is right. Whole Life Insurance Whole life insurance is a permanent coverage that lasts your ... More