Health Insurance

Do I Need A Dental Insurance Plan?

Your oral health can be a major factor in your overall health, but still, many don’t have dental insurance because they can’t justify the cost of what they think is elective insurance. Health insurance doesn’t cover most dental services. So, you will have to pay out of pocket if you develop dental or oral issues, either from not ... More

What’s The Difference Between Medicare AEP Vs. Medicare OEP?

Medicare enrollment periods allow you to decide on your health coverage for the upcoming year. However, several different enrollment periods will enable you to do different things. Here, we'll look at Medicare AEP (Medicare Annual Enrollment Period) vs. Medicare OEP (Medicare Advantage Open Enrollment Period). What Is AEP? The Medicare AEP ... More

Health Insurance Subsidies

The Affordable Care Act (ACA) requires everyone to have health insurance coverage. While some people are covered through federal programs such as Medicare or Medicaid, others get their health insurance coverage through their employers. In addition, some sets of people are required to buy an individual health insurance plan, which can be ... More

Workers Compensation: How It Works For Businesses

In the US, every employer must have insurance to cover medical costs and lost wages for injured workers or those who become ill. If you don't have insurance, you could be subject to penalties or fines by the state. Workers' compensation insurance covers your employees and business from work-related illnesses, accidents, and even death. If ... More

When Can I Use A Broker Or Agent To Get Health Insurance

Deciding whether to use a broker when getting a health insurance plan is personal. If you want to purchase Obamacare from the Affordable Care Act (ACA) Marketplace, you don't have to use an agent or broker. The Marketplace allows anyone who is eligible to shop for insurance coverage on their own, without any broker. However, some people ... More

Bundling Insurance Policies Together

When people think about insurance coverage, they think about the different types of coverage that are necessary for them. Many people have car insurance, health insurance, and homeowners or renters insurance but do you know that you can bundle all these policies together to get a discount. You just need to make sure that the company you are ... More

Medicare Tips For Seniors

Medicare is a government health insurance program that covers people aged 65 and above. If you're approaching retirement age or are already a Medicare beneficiary, it's crucial to understand how the enrollment process works. Here are some tips on how seniors can enroll for Medicare. Know when to enroll Medicare is a vital health insurance ... More

What To Do If You Lose Employer-Sponsored Health Insurance

If you've lost your health insurance because you were laid off or fired, you will have to face many realities, and losing your health insurance plan is one. Most Americans get employer-based health insurance coverage, and losing your job means losing your health coverage. However, there are some ways to get health insurance if you've lost ... More

Who Should Consider Temporary Health Insurance?

Despite low requirements to purchase the Affordable Care Act, not everyone is on board. For some reason, unemployed people who can't get COBRA, new hires, seasonal workers, or recent college grads decide to buy short-term health insurance policies. This plan provides coverage for accidents and unexpected sicknesses at an affordable price for ... More

What Will Happens If I Don’t Pay My Insurance Premium

You can still keep your insurance policy if you don’t pay your premium on time. Most policies come with a one-month grace period, giving you extra time to pay your premium. But in some cases, missing the deadline for a single insurance payment can lead to consequences. Read on to know what could happen to your policy if you don’t pay your ... More