Insurance

Does My Car Qualify For Classic Car Insurance?

Classic car insurance is a specialized coverage designed for vintage, antique, and collectible vehicles. This type of insurance is for car enthusiasts who want to protect their prized possessions. Insurance companies generally consider a vehicle classic if it is well maintained, rare, or has historical significance. Classic Car Insurance ... More

Activities That Can Result In The Loss Of Your Homeowners Insurance Coverage

Homeowner's insurance coverage protects your home and personal property against various perils, such as fire, theft, and natural disasters. However, certain activities or behaviors can result in losing your coverage. Therefore, it's essential to understand what actions can lead to a policy cancellation to avoid finding yourself without ... More

Does Life Insurance Payout Go Through Probate Process

A life insurance policy payout can be financial grant for deceased relatives. However, many wonders if the payout will go through probate. Life insurance proceeds generally do not go through probate, but several factors could make a life insurance payout pass through probate. Whether or not named beneficiaries are alive. Whether or ... More

Can I Remove Or Add Coverage’s In The Middle Of My Insurance Policy?

You can add or remove coverage with your insurance policy whenever you want, even in the middle of your policy term, but you will see a difference in your rates immediately. However, there are restrictions and limitations for adding or removing coverage’s depending on your state and insurance company. How Do I Add Or Remove Coverage On My ... More

Does Business Insurance Covers Looting?

Business insurance is essential to any company's risk management strategy, as it protects against various unforeseen events that can disrupt operations and cause financial loss. However, with the recent wave of riots, looting, and vandalism in various parts of the world, many business owners wonder whether their insurance policies cover the ... More

Joint Life Insurance: Everything You Need To Know

Life insurance becomes necessary once you are married and ready to have children. While most people buy an individual life insurance policy, which only pays a death benefit if the policyholder dies, a couple has another option: Instead of buying separate individual policies, joint life insurance might be an excellent option for you. What is ... More

Collision Insurance? Here’s How It Works

Collision insurance is an optional coverage that can help you pay for damage to your car if you're in an accident. However, the coverage typically comes with a deductible and limits. Therefore, It's essential to understand the details of your policy before you buy to ensure you get the right protection. How Does It Work? When buying ... More

Construction Insurance: Who Needs It?

The construction industry is full of risks. Therefore, you must insure your construction company to manage the risk associated with your profession and transfer that risk to your insurers. Construction insurance is about protecting yourself and your employees and making it possible for you to make a living. With the right contractor's ... More

Do I Need A Dental Insurance Plan?

Your oral health can be a major factor in your overall health, but still, many don’t have dental insurance because they can’t justify the cost of what they think is elective insurance. Health insurance doesn’t cover most dental services. So, you will have to pay out of pocket if you develop dental or oral issues, either from not ... More

Non-Owner Car Insurance Policy

Many believe they don't need a car insurance policy because they don't own a vehicle. However, if you occasionally drive rental vehicles, borrow friends' cars, or want to avoid a costly insurance lapse, you might consider buying a non-owner car insurance policy. What Is Non-Owner Car Insurance? This policy provides liability coverage for ... More