Personal Finance

Here’s How to Access Your Credit Report for Free

Are you maintaining healthy credit? Many people don’t think about it unless they’re applying for a loan of some type, but it’s important to check your credit report annually. This is how you’ll know if there have been changes to your credit score and to ensure that all the information contained in the report is correct and error-fre... More

Boost Your Credit Score With Netflix Payments

Who knew that something as simple as having a Netflix account could help improve your credit score? If you have free service Experian Boost, it'll really be that easy. Formerly, the service only included paid off utility (internet, gas, electric) and phone bills. Now it'll include Netflix and will soon have other streaming platforms ... More

Unexpected Items That Could Show Up On Your Credit Report

If you’ve ever scanned your credit report – and you should do so annually – you’ve likely seen all the expected information: name, address, social security number, existing debts and credit applications. If you look closely, though, you may find some surprising information, as well. Here are four items you may be surprised to find on ... More

Tips for Small Businesses Post-Covid

Any small business that was hit hard by Covid-19 is now in a position where they need to totally reassess their needs and see if they need to pivot business goals to survive. Now the economy is slowly opening back up, and owners need to be mindful to make sure they don't shutter in these early days. It's also a good time to lean on any ... More

Debt Collection 101

Many consumers face calls from debt collectors from time to time. It can happen easily when life gets hectic and a bill accidentally goes unpaid. If your payment is more than 30 days past due, however, you may be turned over to a debt collection agency to collect payment and close the account. Don’t panic if this happens – you still have ... More

Personal Finance Management

For those that are trying to get their personal finances in check, there are a few easy and straightforward ways to do that, like keeping a budget and making sure you prioritize your purchases. Then you need to do things like making sure you keep your debt in a manageable place and paying off bills in time. You'll also want to make sure ... More

Use a Credit Card Responsibly to Improve Your Finances

As you likely know, or have experienced yourself, when credit cards are used irresponsibly they can lead to financial ruin. That’s why they receive a lot of attention for the negative impact they can have on personal finances. For those who utilize credit cards responsibly, however, they can be an integral tool in a consumer’s financial ... More

How to Run a Credit Check

If you're a small business owner and find yourself in a situation where you need to run a credit check on a potential customer, it's actually quite an easy process. If you sign up for an account under Experian as a small business owner, all you need to do is provide the customer's name and email address, and you'll receive a report. More

Things to Know Before Applying For a Second Mortgage

A second mortgage usually refers to an additional home loan on the same property on which you already have one mortgage. If you own a home and find yourself in need of an infusion of cash – say, to pay for a wedding or unexpected medical expense – a second mortgage may be the right tool for you.  As with any financial scenario, each ... More

Tips for Improving Your Personal Finance

Want some tips for how to improve your personal finance? Read on for the best tips: Contribute regularly to a retirement fund and savings. Stick to a budget. Pay off all outstanding debts. Review insurance coverage. Invest. More