Insurance

When You Consider Switching Your Auto Insurance Company

Switching insurance companies can be a positive experience. Whether you’re moving to a new state, looking for a better rate, or changing for other reason, here are the most important reasons you should consider switching your car insurance company. Inefficient Services The most common ground for switching auto insurance companies is ... More

What Type Of Auto Insurance Do Rideshare Drivers Need

You need to invest in rideshare auto insurance if you drive for a rideshare company like Uber or Lyft. As a rideshare driver, you need rideshare auto insurance to cover your job and protect yourself where your personal auto insurance plans cannot. In addition, because you use your car to carry out a paid service, you need commercial or ... More

Stacked Insurance Coverage: What It’s

Stacked insurance coverage is linked with the Underinsured Motorist Bodily Injury and the Uninsured Motorist Bodily Injury coverage on your car insurance policy. The Underinsured Motorist Bodily Injury coverage pays for your medical expenses if the at-fault driver has insurance coverage, but the value of your Bodily Injury Liability claim ... More

Workers Compensation: How It Works For Businesses

In the US, every employer must have insurance to cover medical costs and lost wages for injured workers or those who become ill. If you don't have insurance, you could be subject to penalties or fines by the state. Workers' compensation insurance covers your employees and business from work-related illnesses, accidents, and even death. If ... More

What Are The Common Types Of Life Insurance?

There are different types of life insurance policies, and knowing which one is the best for you can be confusing. So here, we'll go through the common types of life insurance policies and explain what each covers so you can decide which coverage is right. Whole Life Insurance Whole life insurance is a permanent coverage that lasts your ... More

When Can I Use A Broker Or Agent To Get Health Insurance

Deciding whether to use a broker when getting a health insurance plan is personal. If you want to purchase Obamacare from the Affordable Care Act (ACA) Marketplace, you don't have to use an agent or broker. The Marketplace allows anyone who is eligible to shop for insurance coverage on their own, without any broker. However, some people ... More

When You Should Hire An Attorney For An Insurance Claim

An insurance policy helps you pay for life's unexpected events, such as a sink flooding in your home or a car accident. But what happens when you only get half of your compensation or if your claim gets denied? It's worth hiring a lawyer to assist you if the claim is worth the fight. When To Contact An Attorney About An Insurance Claim Co... More

Who Needs Umbrella Insurance?

In today's world, no one is safe from lawsuits. For example, you can be sued to pay for damages or injuries if someone else gets injured in your house due to your negligence. Therefore, you need umbrella insurance coverage to protect your assets. So what is umbrella insurance, and do you need it? Let's take a closer look. What Is Umbrella ... More

Are You Covered For An Earthquake?

Earthquakes can be costly to your home. Protecting your home and personal belongings against earthquakes requires a separate earthquake insurance policy. What Exactly Is Earthquake Insurance? Earthquake insurance protects your home in the event of the unforeseen. This type of insurance differs from standard renter's or homeowner's ... More

What Is Loss Of Earning Capacity?

When you're injured and can't work, it's not just your physical health that takes a hit. Your income may also take a hit, which can seriously impact your quality of life. However, if you've been injured and cannot work, you may be able to collect compensation for loss of earning capacity. What Exactly Is A Loss Of Earning Capacity? Loss of ... More