Insurance

Is Life Insurance Important for Young People?

If you’re under forty and in good health, you may be wondering whether you need a life insurance policy. In truth, life insurance acts as an important financial safeguard for everyone – not just as a tool meant for older people. Industry data shows that Millennials, in particular, simply aren’t taking out life insurance policies, even ... More

Tips for Switching Car Insurance

There are a multitude of competing car insurance companies these days, and each tries to win customers with special deals and opportunities. For this reason, it’s often worth your while to switch companies to cash in on extra savings. However, you want to make sure you switch in the proper way. Here are the tips you need to switch car ... More

Auto Insurance Perks for Safe Drivers

If you show that your auto insurance company that you're a safe driver and that you aren't high risk, then you could see a decrease in your auto insurance rates. The longer you go without getting into a car accident then the longer you'll be able to show that you're someone the auto insurance company can trust. And they'll reward you accord... More

How to Get Approved for a Home Loan

For those looking to get a home mortgage loan, here is what you can do. Come with a good or excellent credit score. Use cash for a down payment. Stay at your job for stability. Get rid of any debt. Recognize your budget. Image via Money Crashers. More

How to Pay Less for Health Insurance

Health insurance policies ease the financial burdens associated with healthcare, especially in cases of unexpected illness or injury. As with most types of insurance, they play the role of alleviating stress for policyholders, too. Still, some people choose to forego having a health insurance policy simply due to costs. If you’d like to ... More

Understanding Your Auto Insurance Options

Even if you’re a safe and experienced driver, accidents happen from time to time and it’s important to be prepared. Having an auto insurance policy protects you from an unexpected blow to your finances in the event you owe a lot for damages to your car or someone else’s. If you’re in the market for your first auto insurance policy, ... More

Homeowner’s Insurance 101: The Essentials You Should Know

All homeowners should have an insurance policy on their residence, as this is a key step in protecting both your finances and your dream home. If a disaster should strike, such as tornado, fire or theft, you’ll need a policy in place to safeguard against draining your life savings or taking on enormous debt in order to repair structural ... More

What Are Construction Loans?

For those who built a home rather than bought an existing one, you might notice that traditional mortgages aren’t applied. Of course, it's a difficult endeavor to set out on to try and figure out how to build a house by yourself; it'll be a difficult road, for sure, but it'll be way more worthwhile in the end.  Instead, you’ll likely ... More

Mortgage Loans That Get Denied

No one wants to deal with taking out a mortgage loan and having it denied. Of course, it's never the ideal situation to apply for a loan and then receive a rejection for it. Recently the Urban Institute calculated real denial rates to determine which mortgage loans are denied most often. It shows that more often people with lower credit ... More

The Homeowner’s Insurance Misconception You Want to Avoid

According to the Federal Emergency Management Agency (FEMA) just a single inch of water inside your home can cause $25,000 worth of damage. Are you covered in the event of a flood? Many homeowners are under the dangerous misconception that standard homeowner’s insurance covers flood damage. However, the opposite is true – most policies ... More