47 Results for author: Get Your Policy
If you show that your auto insurance company that you're a safe driver and that you aren't high risk, then you could see a decrease in your auto insurance rates. The longer you go without getting into a car accident then the longer you'll be able to show that you're someone the auto insurance company can trust. And they'll ...
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For those looking to get a home mortgage loan, here is what you can do.
Come with a good or excellent credit score.
Use cash for a down payment.
Stay at your job for stability.
Get rid of any debt.
Recognize your budget.
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Per a $2 trillion stimulus package as part of a government bailout to help counter the negative economic impact we've been seeing in the country because of the coronavirus, those with student loan payments won't have to pay through September 30. In that period, these federal student loan companies also cannot apply interest to ...
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Even if you have bad credit, that doesn't mean that you won't be able to get a car loan. Here are some tips for securing a loan even if your credit score isn't at the place where you want it to be.
Save up for your down payment.
Improve your score if you possibly can.
Budget for monthly car payments.
Find someone ...
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By refinancing your student loans, you can have a lower interest rate and will have a more simplified monthly payment process. Before you dive in, though, make sure you do your research and find a company that has terms that work best for you.
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Students who have taken out student loans from properties like Stafford Loans, PLUS Loans, or Federal Perkins Loans will have the option to consolidate their loans into one payment. That payment will also have a fixed interest rate and less frequent monthly payments, which will also spread it out over time.
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For those who built a home rather than bought an existing one, you might notice that traditional mortgages aren’t applied. Of course, it's a difficult endeavor to set out on to try and figure out how to build a house by yourself; it'll be a difficult road, for sure, but it'll be way more worthwhile in the end. Instead, ...
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A quick internet search will elicit dozens upon dozens of credit card offers, and most consumers are programmed to automatically ignore those that charge annual fees. After all, why use a card with fees when there are so many that don’t charge them? As it turns out, there are a few good reasons not to ignore a credit card ...
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As you probably know, a healthy credit score is important to your financial health, but many people struggle to overcome past mistakes. Since credit scores consider many years’ worth of your purchase and payment history, it can take time to improve your score even incrementally. Luckily, there are a few simple ways to get ...
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No one wants to deal with taking out a mortgage loan and having it denied. Of course, it's never the ideal situation to apply for a loan and then receive a rejection for it. Recently the Urban Institute calculated real denial rates to determine which mortgage loans are denied most often. It shows that more often people with ...
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