93 Results for author: Get Your Policy Now

Determining Whether You Need A Flood Rider on Your Homeowner’s Insurance

Every homeowner has unique wants and needs, and your homeowner’s insurance policy is never one-size fits-all either. So, it’s important to know your particular needs. Typically, your homeowner’s insurance policy will not include flood insurance, though many homeowners will need it in order to protect their properties. ... More

A How-To for Checking Your Credit Report

Since your credit is so important to your financial health, experts recommend that you check your credit report once per year. In fact, it’s such an essential step to your financial health that it’s available annually for free. Still, many people are left wondering what to do next. Once you’ve accessed your credit report, ... More

Getting Your Best Rate on Life Insurance: Three Tips

Life insurance is a smart investment for your future, especially if you have debts greater than your cash savings. This protects your family in the event you die before paying off your student loans or credit card debt. With so many life insurance options on the market, though, it’s easy to find one that suits your needs and ... More

What to Know Before You Take Out a Second Mortgage

The term “second mortgage” usually refers to an additional home loan on the same property on which you already have one mortgage. If you own a home and find yourself in need of an infusion of cash – say, to pay for a wedding or unexpected medical expense – a second mortgage may be the right tool for you.  As with any ... More

Insurance Basics for First-Time Homeowners

Becoming a first-time homeowner is an incredibly exciting experience, but many new homeowners find all the details a bit overwhelming. Take homeowner’s insurance, for example. If you’re new to this type of insurance policy, you may find your coverage options confusing. When in doubt, start with the basics. Below are four ... More

Why You Should Consider Having a Backup Credit Card

Many people have at least one credit card, and there are financial perks to using one responsibly. However, with so many cards and fantastic perks available, why have just one? Getting a second credit card allows you to keep your options open when making purchases, and it can be useful in an emergency situation, too. Below ... More

Auto Insurance Secrets You Should Know

We’re all looking for the best deal on car insurance, but dealing with providers can be a bit of a tricky business. Check out the below secrets from the car insurance industry to get up to speed before you sign for your next car insurance policy. #1: Better Credit Scores Equal Lower Insurance Costs Many people don’t ... More

Kid-Friendly Personal Finance Tips to Teach Early On

Studies show that we develop our relationships with money – both positive and negative – as children. The examples we see from our parents, and the lessons they provide, stay with us unto adulthood and shape how we manage our finances. For this reason, it’s important to be intentional about how we speak to our children ... More

Understanding the Debt Collection Process

If you’ve ever faced calls from debt collectors, you’re not alone. It can happen easily when life gets hectic and a bill accidentally goes unpaid. If your payment is more than 30 days past due, however, you may be turned over to a debt collection agency to collect payment and close the account. Don’t panic if this happens ... More

Responsible Credit Card Use is Good for Your Financial Health

We’ve all heard horror stories about credit card debt, and it’s enough to make a person swear off credit cards completely. However, those alarming stories aren’t the only results of credit card use. For those who utilize them responsibly, they can be an integral tool in a consumer’s financial toolbox. Let’s take a ... More